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TCPA Compliance Basics

Knowledge Base Numbers & Compliance TCPA Basics
⚖️ Numbers & Compliance

TCPA Compliance Basics:
What TextingOnly Handles,
What You’re Responsible For

The Telephone Consumer Protection Act (TCPA) sets the legal framework for business SMS in the US. TextingOnly automates opt-out handling and consent documentation — but you’re responsible for obtaining valid consent before sending. Here’s what you need to know.

TCPAComplianceOpt-InConsent5 min read

TCPA compliance is not optional and not just a TextingOnly policy — it’s federal law with per-violation fines up to $1,500. The good news: TextingOnly automates the compliance-critical mechanics — opt-out processing, consent timestamps, suppression lists. Your responsibility is ensuring you have valid consent before adding contacts to your list.

⚠️ Disclaimer

This article provides general educational information about TCPA compliance as it applies to TextingOnly’s platform. It is not legal advice. For guidance specific to your business situation, consult qualified legal counsel.

What Is TCPA?

The Telephone Consumer Protection Act regulates automated calls and text messages sent to US consumers. For SMS marketing and lead generation, the key requirements are: obtaining express written consent before sending, providing clear opt-out mechanisms, and honoring opt-out requests immediately.


For marketing and promotional SMS, TCPA requires express written consent — meaning the contact explicitly agreed to receive text messages from your business, with that agreement documented. For informational or transactional messages (appointment reminders, order updates), the standard is lower but consent is still required.

What qualifies as valid consent:

📱
SmartLink Opt-In

When a contact taps a SmartLink and sends the pre-filled text, that action constitutes documented express written consent. TextingOnly logs the timestamp, number, and entry point automatically.

📄
Web Form with TCPA Language

A web form where the contact enters their phone number AND checks a box agreeing to receive SMS, with disclosure language visible at the point of consent.

📝
Paper Form

A physical form the contact signs that includes clear TCPA disclosure language and their explicit consent to receive text messages from your business.

🗣️
Verbal (limited)

Verbal consent is documented as express consent in some contexts but is harder to prove. Generally, written consent (SmartLink or form) is recommended for marketing SMS.

⚠️ Not valid consent

Purchasing a contact list does not constitute TCPA consent. Existing business relationships do not automatically grant permission to send marketing SMS. Prior consent for a different channel (email, phone) does not transfer to SMS.


What TextingOnly Handles Automatically

Opt-out processing (STOP, UNSUBSCRIBE, CANCEL, QUIT)
Any recognized opt-out keyword triggers automatic confirmation and immediate suppression — no manual action required, no delay
Opt-out confirmation message
TCPA requires a confirmation when a contact opts out — TextingOnly sends this automatically (“You’ve been unsubscribed. Reply START to re-subscribe.”)
Suppression list management
Opted-out contacts are added to the suppression list immediately and excluded from all future sends across all campaigns
HELP response
When a contact replies HELP, TextingOnly automatically responds with your business name and the opt-out instruction
SmartLink opt-in consent documentation
Every SmartLink opt-in logs the timestamp, phone number, and entry point source — creating a documented consent record

Your Responsibility

TextingOnly handles the mechanics — you’re responsible for the foundation: only sending to contacts who have given valid consent. Specifically:

Collect consent before adding to lists

Don’t import purchased lists or contacts who haven’t explicitly consented to SMS from your business. The SmartLink opt-in is the cleanest path to documented consent.

Include required message elements

Marketing messages must include your business name and opt-out instructions (“Reply STOP to unsubscribe”) — typically at least in the first message of any new campaign.

Match your 10DLC use case

The content you send must match the registered use case on your 10DLC campaign registration. Sending marketing messages on a transactional-only registration violates carrier policy.

Honor requests immediately

TextingOnly handles opt-outs automatically — but if a contact requests to stop receiving messages through any channel (call, email, in-person), honor it by removing them from your list.


Opt-Out Keywords Handled by TextingOnly

The following keywords trigger automatic opt-out processing when replied by any contact: STOP · STOPALL · UNSUBSCRIBE · CANCEL · END · QUIT. These are CTIA standard opt-out keywords and are handled automatically across all message types.

The keyword START re-subscribes a previously opted-out contact if they initiate contact again.

Questions?
Talk to the TextingOnly team about compliance best practices

We’ll walk you through the right setup for your specific use case and industry.

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